Jay Fertman

Mortgage Loan Originator

NMLS# 262858

720-870-6812

jay@yourloanpros.com

Jay Fertman Mortgage Loan Originator

Blog

Renting vs. Buying: The Great Housing Debate

Renting vs. Buying: The Great Housing Debate

Are you caught in the dilemma of choosing between renting a cozy apartment or leaping into the exciting world of homeownership? It's a big decision that countless individuals grapple with. Let's delve deeper into the wild ride of renting and buying to unr

Sep 07, 2023 | Purchasing a Home

The Benefits of Reverse Mortgages for Seniors Age 62+

The Benefits of Reverse Mortgages for Seniors Age 62+

Would you like to Stay in Your Home and Age in Place?Please read my short introduction to reverse mortgages and let me know if you would like to see a quote! Learn about the benefits of a reverse mortgage Understand the risks involved Get the information

Sep 05, 2023 | Reverse Mortgage

How to Save for a Down Payment: 9 Tips for First-Time Homebuyers

How to Save for a Down Payment: 9 Tips for First-Time Homebuyers

Hey there, future homeowner! So, you're thinking about getting your very own place, right? You might be wondering, how do you actually save up for the down payment? Don't sweat it! We've got your back with some tips that'll make saving money a breeze. Let

Sep 05, 2023 | Purchasing a Home

The Benefits of Homeownership: Beyond Financial Gains

The Benefits of Homeownership: Beyond Financial Gains

The financial benefits of homeownership are well documented, but the value of owning a home extends far beyond monetary considerations. While private mortgage insurance (PMI)  and large down payments may be a concern for some buyers, the rewards of h

Aug 31, 2023 | Purchasing a Home

Do VA Entitlements Ever Expire?

Do VA Entitlements Ever Expire?

One of the perks of serving our country in the military is being able to take part in the VA home loan program, with its zero down payment rules and excellent interest rates. This government-backed mortgage program empowers active-duty military personnel

Aug 29, 2023 | VA Loans

Can You Outlive a Reverse Mortgage?

Can You Outlive a Reverse Mortgage?

By Rudri Bhatt Patel Published Wed, Apr 5, 2023 Reverse mortgages are practical tools that offer retirees the option to live in their homes and benefit from home equity. People contemplating a reverse mortgage often ask what will happe

Aug 28, 2023 | Reverse Mortgage