Jay Fertman

Mortgage Loan Originator

NMLS# 262858

720-870-6812

jay@yourloanpros.com

Jay Fertman Mortgage Loan Originator

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How To Handle Your Mortgage In a Divorce

How To Handle Your Mortgage In a Divorce

Among the many decisions to be made during a divorce is what to do with the house. There are three main mortgage options for splitting partners: selling, refinancing, or buying the other person out. Sell the House If the parties intend to split the value

Aug 24, 2023 |

Are Reverse Mortgages Safe?

Are Reverse Mortgages Safe?

By Stephanie Vozza Published Mon, Nov 8, 2021 During conversations about home equity, a common question often arises—are reverse mortgages safe? As with any financial product, it’s an important question to ask. Reverse mortgages 

Aug 22, 2023 | Reverse Mortgage

Get a Mortgage even if You Just Started a New Job

Get a Mortgage even if You Just Started a New Job

One of the things lenders look for in a good mortgage application is a minimum of two-years of solid work employment history. They want to have confidence that the borrower has a steady, reliable source of income to pay for the loan. Does this mean you ca

Aug 22, 2023 | Purchasing a Home

The Truth About Reverse Mortgages

The Truth About Reverse Mortgages

The Truth About Reverse Mortgages By Rudri Bhatt Patel Published Fri, Jul 7 2023 Ask a group of people about reverse mortgages, and you’re bound to get back a lot of different opinions and not very many facts. The truth is that for ma

Aug 17, 2023 | Reverse Mortgage

How To Refinance into a VA Loan

How To Refinance into a VA Loan

VA loans, mortgages designed for active or veteran military members, have some of the best terms in the market. If you have a conventional mortgage but qualify for a VA loan, you may want to consider refinancing to take advantage of the many rates and ter

Aug 17, 2023 | VA Loans

Does the VA Offer Reverse Mortgages?

Does the VA Offer Reverse Mortgages?

If you are a veteran and looking for ways to tap your equity in retirement, you may be wondering about the possibility of using a reverse mortgage. Is a reverse mortgage right for you and does the VA offer them? What is a Reverse Mortgage? A reverse mortg

Aug 15, 2023 | VA Loans Reverse Mortgage